IMPACT OF MEMBER'S DEPOSITS AND MEMBER'S LOANS ON THE REST OF BUSINESS PROFITS ON COOPERATIVE PARTNER MANDIRI, LIRIK DISTRICTS, INDRAGIRI HULU

Abstrak

The purpose of this study was to gain an understanding of the savings and loan cooperatives as awhole. Apparently savings and loan cooperatives are an important part of the Indonesian economyand can be beneficial for the lives of members. So, this study aims to determine the implementationof savings and loan cooperative procedures from all parties, problems and benefits. Therefore, themain research method is interview. This study shows that the use of savings and loan cooperativescan provide solutions for speed, accuracy and accuracy in carrying out saving and loan dataprocessing in order to get optimal results. So this cooperative was established for member savings,member loans and there will be a distribution of SHU for all members.The Mitra MandiriCooperative, Lirik Districts, which is located in the Lirik sub-district, was established in 2012, butsince 2012 it has developed until now. The loan process is based on a joint responsibility systemand most loans are used for education and additional business capital. Cooperative Mitra MandiriLirik Districts strives to empower its members and employees more strongly with regulareducation and training. Furthermore, there is recreation every year to encourage memberapproaches and emphasize a family atmosphere.One of the important parts of the CooperativeMitra Mandiri Lirik Districts is Savings and Loans which has been rolled out until now running smoothly.